Aston Bankruptcy attorney Michael Malarick has been a licensed lawyer in the states of Pennsylvania and New Jersey for over 27 years. Michael has helped many people in Aston and Aston Township with chapter 13 bankruptcy and chapter 7 bankruptcy as an Aston debt lawyer. The Law Office of Michael T. Malarick offers free initial chapter 13 bankruptcy and chapter 7 bankruptcy consultations for Aston, PA. If you are in need of a bankruptcy lawyer in Aston call our law office today for a free consultation.

Aston Bankruptcy Attorney & Debt Lawyer

Is a lawsuit judgement dischargeable in bankruptcy? If you live in Aston, PA, or any other community in PA, and a bank obtained a lawsuit judgment against you for an unpaid loan, or a credit card company obtained a lawsuit judgement against you for an unpaid balance, you will want to know if that lawsuit judgment is dischargeable in bankruptcy.

Generally, yes, a lawsuit judgment obtained against you is dischargeable if the underlying debt was able to be discharged in bankruptcy. Thus, if a credit card company obtained a judgment for an unpaid balance on a credit card, or if a car lender obtained a deficiency judgment for the balance due on a car loan or lease for a repossessed car, that judgment is dischargeable. Our debt lawyer can help you with the PA bankruptcy law and court proceedings. This is the time to call our Aston bankruptcy attorney who will give you a free consultation and discuss your bankruptcy options.

As with everything, there are exceptions. Pursuant to the Bankruptcy Code, some lawsuit judgments are not dischargeable. Thus, if a student loan lender obtained a judgement for an unpaid student loan balance, that judgment would not be discharged. If there was no student loan lawsuit judgment, the underlying student loan can be discharged under certain circumstances.

Child and spousal support debts are not dischargeable. Debts owed to governmental units for tax, fines, or restitution are not dischargeable. Contact Aston bankruptcy attorney Michael Malarick today for a free consultation and learn more about bankruptcy in Aston, Pennsylvania.

Aston Bankruptcy Lawyer & Debt Attorney Judgement Information

A lawsuit judgment for Home Owners Associations or condo fees, after the bankruptcy petition was filed, are not dischargeable. Also, a lawsuit judgment for death or injury caused by a DUI debtor are not dischargeable. The DUI injury could be caused by one driving a car, truck, motorcycle, boat, or airplane.

Finally, a creditor could object to the discharge of a lawsuit judgment if the underlying debt was obtained by fraud, such as a material misstatement on a loan or credit card application. A creditor could object to the discharge of a lawsuit judgment if the judgment was based on a willful or malicious act, such as an injury from an assault. A creditor could object to the discharge of a lawsuit judgment obtained due to a fiduciary’s fraud or embezzlement, such as a trustee or guardian misusing or taking funds. Call our Aston bankruptcy lawyer today for a free ch 13 or ch7 bankruptcy consultation.

Ch 7 & Ch 13 Bankruptcy Attorney for Aston, PA – Contact Information

If you live in Aston, PA. or any other community in PA, and have a lawsuit judgment against you from either a Magisterial District Court or a Court of Common Pleas, you should contact Michael T. Malarick to learn what is, or is not, dischargeable through a bankruptcy petition. Michael Malarick is able to help you with a chapter 13 bankruptcy as a chapter 13 bankruptcy attorney for Aston, PA. Additionally, Michael Malarick is able to help you with a chapter 7 bankruptcy as a chapter 7 bankruptcy lawyer for Aston, PA. Call our Aston bankruptcy attorney today at 610-816-6683 for a free consultation.

Aston Bankruptcy Attorney & Debt Lawyer: Ch 13 & Ch 7